If I were starting over today with $25,000 to invest, I would not spend my time searching for the next hot stock. I would not attempt to predict the next recession. I would not spend hours debating whether the market is overvalued. I would focus on something far more important. I would build a portfolio designed to survive, grow, and compound for decades. One of the biggest mistakes investors make is...
How To Choose Your First Low-Cost Index Fund or ETF One of the most common questions I receive from new investors is surprisingly simple: "Which fund should I buy?" (While I don't give direct investment advice, I can share my opinion and what works for me.) Unfortunately, that question often leads investors down the wrong path. They begin comparing hundreds of funds. They search for the highest...
Small annual fees can become enormous when compounded over decades. Most investors spend their lives searching for ways to earn an extra 1%. They look for better stocks. Better funds. Better managers. Better market timing. Yet many willingly give away 1% every year without ever calculating what it will actually cost them. That 1% is often presented as a reasonable advisory fee. After all, 1% sounds...